Don't be caught by dodgy super tax schemes

The Australian Taxation Office has seen an increase in aggressive retirement tax planning schemes as over one-third of Australians approach retirement and wish to maximise their retirement income.


People are most at risk of being targeted when:

  • approaching retirement

  • a trustee of a self-managed super fund (SMSF)

  • intending to be a self-funded retiree.

Super Scheme Smart is an initiative designed to inform people about retirement planning schemes that are of concern to the ATO.


These schemes are designed by their promoters solely to help you avoid paying tax by channelling money inappropriately through an SMSF.


Retirement planning is everyone's right and makes good sense as long as it’s done within the tax and superannuation laws.


The ATO wants to help protect retirement nest eggs and provide guidance on what to look out for and where to go for help.


Super Scheme Smart provides information and resources including an information pack, case studies and videos – see Super Scheme Smart at


27 July 2016.